15 Cheapest Auto Insurance Reddit 2023

Geico: Often touted for its affordability, Geico is frequently mentioned in Reddit discussions as a provider offering competitive rates and comprehensive coverage.
Progressive: Reddit users praise Progressive for its flexible pricing tool that allows policyholders to adjust their coverage to fit their budget.
State Farm: With its multitude of discounts and reliable coverage, State Farm is recognized on Reddit as a cost-effective option.
USAA: While exclusive to military members and their families, USAA is often recommended on Reddit for its low rates and top-tier service.
Esurance: This digital-first insurer is popular among Reddit’s tech-savvy users for its affordable rates and easy online quote system.
Allstate: Many Reddit discussions highlight Allstate’s competitive rates, particularly for drivers who take advantage of their Drivewise program.
Farmers Insurance: Farmers gets a nod from Reddit users for its range of discounts, which can significantly lower premium costs.
Liberty Mutual: Reddit users appreciate Liberty Mutual’s potential for customization, which can help drivers secure more affordable coverage.
Nationwide: Often commended on Reddit for its wide array of discounts, Nationwide is considered a wallet-friendly choice.
Travelers: Reddit users note Travelers’ multiple discounts and affordable rates, especially for those bundling auto with other types of insurance.
Auto-Owners Insurance: Auto-Owners is praised on Reddit for its low rates and excellent customer service.
Amica Mutual: Amica Mutual is frequently suggested on Reddit for its high customer satisfaction and competitive premiums.
MetLife: Reddit users frequently point out MetLife’s personalized plans as a way to secure affordable auto insurance.
Safeco: Owned by Liberty Mutual, Safeco is often mentioned on Reddit as a provider offering competitive rates and good customer service.
Direct Auto: Specializing in providing coverage for high-risk drivers, Direct Auto is acknowledged on Reddit for its affordable pricing structure and flexible payment options.

Keep in mind that while Reddit can be a valuable source of real-world insights, it’s crucial to conduct your own research and compare quotes. What works for one driver may not be the best for another, and the cheapest option may not always provide the coverage you need.